Building & Property insurance

Building & Property insurance is one of the most important types of insurance to protect your business. These are a few of the different types of coverages:

1. Buildings and other structures
2. Furniture & Equipment
3. Inventory
4. Records
5. Computers
6. Improvements to Property
7. Earthquake
8. Glass & Fine Arts
9. Outdoor Fences and Walls
10. Employee Benefits Liability
11. Employers Liability
12. Hired and Non-owned Auto Liability
13. Owned Commercial Auto

Building Insurance

Buildings insurance covers the cost of damage to the structure of your property. Building Insurance includes the roof, walls, ceilings, floors, doors and windows. Outdoor structures such as garages and fences are also included.

Buildings insurance covers permanent fixtures and fittings, interior decoration and underground tanks, pipes, cables, and drains for which you are responsible from your home to the mains supply.

Your buildings insurance should cover the full cost of rebuilding the property. Building Insurance should include costs such as demolition, clearing the site, and architect's fees.

Property Insurance

Property insurance helps businesses, including farms and ranches, pay to repair or replace buildings and other property damaged or destroyed because of fire, storm, or other things covered by your policy. It also pays to replace stolen or lost property. Business owners can buy commercial property insurance regardless of whether they own, rent, or lease a building.